Specialist Finance Solutions
Commercial Mortgages
Financing solutions for business properties from £150k to £15m
Competitive Rates
Access to all UK Commercial Lenders—High Street and Specialist Lenders
Expert Guidance
From application, survey, specialist inspections, to conveyancing and completion, we take you from start to finish
Fast Decisions
Quick approval process to keep you moving
What is a Commercial Mortgage?
A commercial mortgage is a type of loan specifically designed for businesses and investors to purchase or refinance commercial properties.
Property Types
- Office buildings
- Retail spaces
- Industrial units
- Hotels
- Warehouses
- Takeaways
- Car Showrooms
- Garages
- Nurseries
- Food Outlets/Takeaways
- Public Houses
- Convenience Stores
Key Features
- Loan Amounts: From £150k to £15m
- Terms: Terms range from 5 to 25 years
- Interest Rates: Interest rates on commercial mortgages can be fixed or variable, depending on the loan terms and the lender.
- Deposit Requirement: Lenders typically require a down payment of 20% to 30% or more of the property's purchase price.
- Loan-to-Value (LTV): Max 70%
- Use of Funds: Borrowers can use the funds obtained through a commercial mortgage for various purposes, including purchasing a property, refinancing an existing mortgage, renovating or expanding a property, or even acquiring additional commercial property.
BestQuote also undertake the arranging of unsecured business loans.
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